Most mainstream captives contribute to the widespread issue of Adverse Risk Retention (ARR), in which captives retain high-cost employer members by subsidizing their uncontrolled costs onto low-cost employer members. During this session, a ClearPoint Health captive expert will break down the severity of the problem and offer one way benefit advisors can ensure they don’t exacerbate ARR’s spread.
Key Takeaways:
Participating benefit advisors will gain clarity surrounding:
- The nature of ARR, which can be described as ‘a vicious cycle’
- Why most captives perpetuate this harmful practice
- The one step they can take to ensure they do not contribute to the trend and model the changes the industry desperately needs to make
Time: Noon ET
