ClearPurpose
Where engagement, incentives, and community align. ClearPurpose is the alignment engine inside ClearChoice Health Plans. It connects employer behavior, clinical engagement, and financial outcomes — while fostering a supportive member community that strengthens both health and performance.
Because sustainable savings don’t happen through structure alone.
They happen when behavior, incentives, and support are aligned.
Why It Matters
ClearCompass: The Monthly Roadmap
ClearPurpose is powered by ClearCompass – your monthly performance guide.
Every month, employers receive:
- Actionable recommendations
- Risk alerts
- Performance scoring updates
- Financial trajectory modeling
This is not annual reporting. It’s continuous improvement. And each ClearCompass report is delivered by a dedicated ClearConcierge team member.
ClearCommunity
Performance isn’t just structural — it’s personal. ClearCommunity connects employees and dependents facing similar health journeys, offering compassionate support, shared experience, and guidance. It reinforces:
- Participation in cost-management programs
- Appropriate care navigation
- Whole-person health engagement
- Early intervention
When members feel supported, they engage. When they engage, risk stabilizes. When risk stabilizes, the captive strengthens. ClearCommunity supports both outcomes and culture.
ClearRewards: Connecting Engagement to Financial Outcomes
ClearPurpose is realized through ClearRewards – a performance-based financial model. Through ongoing engagement tracked in ClearCompass, employers can earn:
- No New Lasers (NNL)
- 30–50% rate cap positioning
- The opportunity for surplus participation
- Lower renewal rates
This isn’t based on a single point in time—it reflects how your plan performs throughout the year.
ClearRewards connects consistent engagement and plan management to meaningful financial outcomes.
This approach helps maintain a balanced, high-performing risk pool by aligning outcomes with engagement across the group.
Engagement That Drives Financial Outcome
Through our ClearCompass report, ClearPurpose measures employer performance across four key drivers—each designed to identify and impact addressable and avoidable risk within your plan:
- Data Exchange – Are partners sharing clean, timely data to surface risks early?
- Proactiveness – Are programs in place, and SPD’s written to help mitigate risk rising?
- Participation – Are cost-management and clinical programs being activated to influence outcomes?
- Claims Performance – Is the plan improving against benchmark by reducing avoidable spend?
Together, these drivers focus on the areas you can influence – helping reduce unnecessary costs, improve outcomes, and proactively manage risk before it becomes unavoidable.
What this means for your plan
ClearChoice isn’t about reacting at renewal—it’s about managing your plan with clarity and confidence all year long.
- Visibility into what’s driving costs
- A clear path to take action before issues escalate
- Ongoing alignment between strategy, performance, and outcomes
- The ability to influence your results—not just receive them
This is a more informed, more proactive way to manage healthcare spend.
Why This Matters in a Captive
Traditional captives weaken when engagement is inconsistent.
ClearPurpose ensures:
- High performers are rewarded
- Participation is encouraged
- Community strengthens retention
- Financial outcomes reflect discipline
It transforms a shared funding model into a shared performance culture.
Ready to Align Incentives & Outcomes?
See how ClearPurpose turns engagement and community into measurable performance.
Schedule a ClearChoice Strategy Conversation
