ClearPoint Health is the industry leading digital alternative funding marketplace for
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ClearPoint Health is the industry leading
digital alternative funding marketplace for
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The Health Insurance Benefits Market is in Dire Need of Accountability & Affordability.

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Personal bankruptcies caused by healthcare debt, despite over half being commercially insured

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Small and medium sized employers interested in transparent, affordable, and controllable insurance

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Employers deserving financial rewards for actions taken to reduce health insurance costs

Accountable Insurance (noun) -
/ ac·count·a·ble in·sur·ance /

evolution; a progressive new genre of transparent employer-sponsored benefits.

  1. empowering benefit advisors to access and easily offer alternative funding solutions
  2. pairing the right carriers and partners with the right employers to optimize benefit value
  3. providing employers transparent, affordable, and fair health benefit programs

ClearPoint Health Makes Healthcare Sustainably Affordable for Small & Mid-Sized American Employers.

Utilize our white glove sales and service support to navigate, configure, implement, grow, and renew business.

  • Access to hundreds of carriers, insurance products, cost management, and service providers all marketed with one RFP 
  • Vetted and validated partners tested against our proprietary SAFE measurement criteria, which ensures our marketplace upholds high standards of Sustainability, Accountability, Fairness, and Efficiency 
  • Fully compliant and secure platform with best practices for legal and regulatory requirements 

Integrated into our marketplace, acting as an extension of your team, every benefit advisor gets a dedicated specialist to maximize the value of our platform.

  • Customizable support services to meet novice, intermediate and experienced benefit advisors 
  • Expert advice on suggested funding type, carrier, product, and vendor configurations for each employer RFP 
  • Best practices and sample collateral for minimizing regulatory and compliance risks 
  • Real-time updates on progress, with active support during negotiation, binding, implementation, and renewal 

All experience levels can easily offer new, innovative, and effective group health solutions.   

  • Customize and white label your own Alternative Funding Center of Excellence (COE) 
  • Access to robust training and education, ranging from full-day intensives to bite-size online training via ClearU 
  • Employer risk matching to the most effective funding type, products, and carriers informing a multi-year strategy  
  • Access to broad catalogue of customizable marketing collateral for all audience types  

Accountability is the common thread that binds all products, services, partners, and employer members in our marketplace.  

  • Our marketplace is home to a vibrant community of employers seeking a better way to offer benefits and is full of professionals who engage, challenge, and help each other 
  • Employers who act on addressable and avoidable risk are rewarded with financial savings, better terms & conditions, and even return of unused premiums in select Level Funded and Captive products 
  • Our Member Engagement Index (MEI) measures all stakeholders in our marketplace, identifying real-time opportunities for value creation for employers, benefit advisors, and partners  

We believe the provider-sponsored solutions offer the largest opportunity for sustainable savings for SMB employers.   

  • We match SMBs who are interested in provider-centric solutions to local solutions  
  • Our award-winning CliniCaptive model unites providers and their local employers in financially aligned partnerships 
  • Access Direct Primary Care products and performance-based, value-based direct contracted networks 

Cutting-edge technology makes alternative funding easy, intuitive, and compliant with state and federal regulations.  

  • Leverage our proprietary tool, ClearQuote, to automate the RFP, quoting, value realization, and renewal process 
  • Trust that all financial, legal, and compliance documents are securely stored 
  • Use our embedded legal counsel for best practices in compliance and regulatory requirements

Accountable Insurance =

Technology + Intelligence + Engagement

ClearQuote Technology Intelligently Pairs Each RFP with the Right Benefit Strategies

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Captive Programs

The best of Fully Insured and Self-Funded, all in one product.

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Level Funded Solutions

Transitioning to a level funded plan seems complicated. ClearPoint makes it simple. 

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Medical Stop Loss

Highcost claimant protection with customized solutions and strategic carrier partnerships. 

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Pharmacy Solutions

Out of step with today’s pharmacy landscape. In a good way. 

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Cost Management

Not sure which vendors provide value? We are. 

Join the Accountable Insurance Movement!

Explore the Marketplace with a ClearPoint Representative