ClearPoint Health is the industry leading digital alternative funding marketplace for
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ClearPoint Health is the industry leading
digital alternative funding marketplace for
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The Health Insurance Benefits Market is in Dire Need of Accountability & Affordability.
Personal bankruptcies caused by healthcare debt, despite over half being commercially insured
Small and medium sized employers interested in transparent, affordable, and controllable insurance
Employers deserving financial rewards for actions taken to reduce health insurance costs
evolution; a progressive new genre of transparent employer-sponsored benefits.
- empowering benefit advisors to access and easily offer alternative funding solutions
- pairing the right carriers and partners with the right employers to optimize benefit value
- providing employers transparent, affordable, and fair health benefit programs
ClearPoint Health Makes Healthcare Sustainably Affordable for Small & Mid-Sized American Employers.
The Nation’s Largest Marketplace of Alternative Funding Solutions
Utilize our white glove sales and service support to navigate, configure, implement, grow, and renew business.
- Access to hundreds of carriers, insurance products, cost management, and service providers all marketed with one RFP
- Vetted and validated partners tested against our proprietary SAFE measurement criteria, which ensures our marketplace upholds high standards of Sustainability, Accountability, Fairness, and Efficiency
- Fully compliant and secure platform with best practices for legal and regulatory requirements
Customizable Alternative Funding Center of Excellence (COE)
Integrated into our marketplace, acting as an extension of your team, every benefit advisor gets a dedicated specialist to maximize the value of our platform.
- Customizable support services to meet novice, intermediate and experienced benefit advisors
- Expert advice on suggested funding type, carrier, product, and vendor configurations for each employer RFP
- Best practices and sample collateral for minimizing regulatory and compliance risks
- Real-time updates on progress, with active support during negotiation, binding, implementation, and renewal
Purpose-Built for Progressive & Innovative Benefit Advisors
All experience levels can easily offer new, innovative, and effective group health solutions.
- Customize and white label your own Alternative Funding Center of Excellence (COE)
- Access to robust training and education, ranging from full-day intensives to bite-size online training via ClearU
- Employer risk matching to the most effective funding type, products, and carriers informing a multi-year strategy
- Access to broad catalogue of customizable marketing collateral for all audience types
Rewarding Engaged & Action-Oriented Employers
Accountability is the common thread that binds all products, services, partners, and employer members in our marketplace.
- Our marketplace is home to a vibrant community of employers seeking a better way to offer benefits and is full of professionals who engage, challenge, and help each other
- Employers who act on addressable and avoidable risk are rewarded with financial savings, better terms & conditions, and even return of unused premiums in select Level Funded and Captive products
- Our Member Engagement Index (MEI) measures all stakeholders in our marketplace, identifying real-time opportunities for value creation for employers, benefit advisors, and partners
Bringing Employers & Clinical Providers Closer Together
We believe the provider-sponsored solutions offer the largest opportunity for sustainable savings for SMB employers.
- We match SMBs who are interested in provider-centric solutions to local solutions
- Our award-winning CliniCaptive model unites providers and their local employers in financially aligned partnerships
- Access Direct Primary Care products and performance-based, value-based direct contracted networks
Tech-Forward Platform Committed to Compliance & Security
Cutting-edge technology makes alternative funding easy, intuitive, and compliant with state and federal regulations.
- Leverage our proprietary tool, ClearQuote, to automate the RFP, quoting, value realization, and renewal process
- Trust that all financial, legal, and compliance documents are securely stored
- Use our embedded legal counsel for best practices in compliance and regulatory requirements
Accountable Insurance =
Technology + Intelligence + Engagement
ClearQuote Technology Intelligently Pairs Each RFP with the Right Benefit Strategies
Captive Programs
The best of Fully Insured and Self-Funded, all in one product.
- Variety of Structures Including Group, Agency, Single Parent, & CliniCaptive
- Gain Large Group Purchasing Power
- Realize Lower Medical Stop Loss Pricing Volatility
- Actionable Transparency & Fair Pricing
- Data-Driven Cost Management
- Employee Engagement & Navigation Best Practices
- Underwriting Surplus Shared with Eligible Employers
- Long-term Stability & Strategy
Level Funded Solutions
Transitioning to a level funded plan seems complicated. ClearPoint makes it simple.
- Nation’s 1st Level Funded Carrier Panel with Dozens of Alternative Carriers
- Maximized Configurability with Bundled & Unbundled Options
- Varying Claims Surplus Amounts with a Multitude of Plan Designs
- Data and Suggested Interventions to Empower Actions to Reduce Variable Costs for Employers
- Multi-year Strategy for Transitional Groups Moving to Captive or Self-Funded
Medical Stop Loss
High–cost claimant protection with customized solutions and strategic carrier partnerships.
- Access to over 90% of Medical Stop Loss Carriers with SAFE Carriers Prioritized
- Market-leading Terms & Conditions
- Proposal Value Comparisons & Negotiation Support
- Proactive Compliance & Regulatory Best Practices
Pharmacy Solutions
Out of step with today’s pharmacy landscape. In a good way.
- Over a Dozen SAFE PBMs & Specialty Coverage Options
- All Partners Practice Radical Transparency & Aligned Incentives
- Required 100% Rebate Pass-Through & Flat Administrative Fees
- Select Options with Integrated Care Models Focused on Clinical Outcomes
- Risk-sharing PBM Economics
- Up to 3-Year Guaranteed Trend Guarantee on Select Groups
Cost Management
Not sure which vendors provide value? We are.
- Hundreds of SAFE Vendors & Clinical Point Solutions
- Centralized Database to Answer Employer-Specific Needs
- Predicative Analytics & Rising Risk Assessments
- Employer-Specific Actions Delivered in an Action-Oriented Template with Customizable Portals
- Payment Integrity Solutions
- Flexible Configurations to Match Employer Loyalties & Needs
Join the Accountable Insurance Movement!
